3. Lack of Intelligence and sound Understanding

It is reported that Al-Hasan Al-Basri – Allah have mercy on him – said:

“By Allah, never was a person given an abundance of
worldly wealth and then not feared this might be a plot
against him [for his wrongdoing] except a person lacking
intelligence and sound opinion. And never has Allah held
back worldly wealth from a person and that person has
not thought that a good choice has been made for him
except a person who [also] lacks intelligence and sound
opinion.”
-[Ibn Abi Al-Dunya, Dham Al-Dunya article 42.] 

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